The annual fee on the U.S. Bank Visa Platinum Card is $0. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Visa Signature benefits are less exclusive and apply to a much larger range of cards, including popular travel credit cards and cash-back credit cards. Visa Signature Concierge Service. UBS Visa Infinite Chase Sapphire Reserve Amex Platinum Card; Highly flexible, transferable, and with a slew of non-travel related rewards, the RBC Avion Visa Infinite offers a lot to those looking for a travel-centric points program. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Where can I store my luggage (carry-on and backpack) at ATH? Theres a 50,000 point welcome bonus (worth $750 on travel) when you spend $4,500 in the first 90 days of account opening. They even gave us a heads-up that one of the restaurants gets booked up quickly, so reservations are recommended. All Right Reserved 2014 Total IT Software Solutions Pvt. In addition, theres a (up to) $325 reimbursement per year on eligible travel purchases and takeout food, dining food, and food delivery. Choosing a credit card based on the credit card issuer along with the features of the individual card is more important than choosing based on the credit cards network. We recommend the RBC Avion Visa Infinite to those who value flexibility in what they can redeem their points on, who seek insurance coverage for frequent travel outside their province/territory or Canada itself, and who appreciate a big welcome bonus. You can then redeem these points for a wide array of flexible rewards. What are the rewards on the U.S. Bank Platinum card? This card is geared for clients who like to fly American Airlines. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Having a platinum credit card used to mean that your credit card was more exclusive and elite than a normal credit card. Contact: 800-953-7392. The Infinite card offers accelerated cash back rates: 4% for grocery store purchases, 2% for gas, and 1% for daily transit purchases. Related: Dining out, taking out and ordering in: These are the best cards for foodies. To see the rates and fees for the American Express cards featured, please visit the following links: Platinum Card from American Express: See Rates and Fees. It's the top tier within Visa's three levels of benefits, tailored to high-net-worth cardholders. Marriott Bonvoy Brilliant American Express Card, 4. Good for traveller oversea. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. Platinum Card Concierge also included contact information for tourist offices in case of an emergency. The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards point per $1 spent on the card and comes with a 15,000-point credit card sign-up bonus. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. The Wells Fargo Active CashSMCard is no different. The Altitude Reserve card also offers cardmembers 24/7 service to the Visa Infinite Concierge, and you wont pay any foreign transaction fees when you use your card abroad. If you travel somewhat frequently this could be a good card for you. The same thing goes for travel itineraries unless you're going to a remote island in a far corner of the world, all concierges should have access to the same flight options for you. None of the concierge services could fulfill my requests on the spot (which is to be expected), so where the differences started to become strikingly apparent was how long it took them to follow up. They provided tons of options that made me want to turn my layover into a full-blown trip to Athens. Winner: I was beyond impressed with Citi Concierge. If youre looking for a business card that earns high cashback rates, you may want to compare the Scotiabank Passport Visa Infinite and the Gold American Express. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. Avion is a bank-specific frequent flyer program operated by the Royal Bank of Canada (one of Canada's Big Five banks). As you can see, the high fee is quickly offset by a host of benefits. Putting this all together, there are a few important items to consider when deciding between these 3 major credit card networks. I could see how useful consulting a concierge service is, especially regarding the ever-changing requirements for vaccinated travelers and international travel. Jim has a B.S. Visa and Mastercard are accepted at roughly the same number of retailers domestically (99% for both) and internationally (210+ countries and territories for Visa vs. 200+ for Mastercard). AMEX Points vs. Chase Points: Which is Better? I had had an Avion visa infinite privilege for many years. Visa Platinum card is the choice of consumers who want more from their cards. I can't say I'll be asking Chase for anything specific except to improve the quality of its concierge results. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. The Citi Premier Card is one option, and it comes with a $95 annual fee. Most Visa Platinum cards require a credit score in the 600s. Reflex Mastercard Review: Better Credit for a Price. U.S. Bank Altitude Reserve Visa Infinite Card. Credit ranges are a variation of FICO Score 8, one of many types of credit scores lenders may use when considering your credit card application. AMEX Plat's PP Select gets you unlimited visits, but guests are $29. How does this compare to the American Express Platinum card? Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Jan 28, 2022. We briefly discussed the benefits above, but you need to decide what you are looking to get back from a credit card. Contact: 800-953-7392. The "up to" is key here. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. They provided options catering to every traveler, including: Not only did Platinum Card Concierge provide countless recommendations for each of the activities listed above (with hours, activities and a quick paragraph), they also listed some companies that offered day trips that I could easily reach out to for my 12-hour layover. However, if youre an infrequent traveler or if you mostly travel domestically, youll probably do just fine with the Citi Premier card. Power, American Express came in first in overall customer satisfaction. Email needed if you'd like comment updates. What are the current COVID-19 restrictions and regulations to be wary of? This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. But first, below are the highlights of each respective cards and then provided my commentary on some of the key factors to compare. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each restaurant. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Today, I will be comparing the American Express AeroplanPlus Platinum Card, CIBC Aerogold Visa Infinite Privilege and TD Aeroplan Visa Infinite Privilege Card. American Express AeroplanPlus There are a few cards that can be counted as competitors to the Platinum card. This card is similar to the consumer version that Amex offers, but with more business-oriented perks around statement credits and earning rates that are a better fit for business owners. The Visa Platinum is the second tier of the four Visa credit card types. Most Visa Platinum cards require a credit score in the 600s. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Ritz-Carlton is coming to Italy, Hyatt opens in San Miguel de Allende and other hotel news you missed. 4. For example, Chase credit issues cards with Visa will have both the Chase and Visa logos on them. At face value, there appears to be no difference between the types of services offered. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Meanwhile, Visa Infinite Concierge and Citi Concierge did not acknowledge my request about the must-sees or must-do's. Over the last few years, the explosion of premium credit cards, such as The Platinum Card from American Express, the Chase Sapphire Reserve and the Citi Prestige Card, has made several luxury travel perks readily available to most consumers. Welcome Offer: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. How does this compare to the American Express Platinum card? Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer. However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. No Foreign Transaction Fees. The welcome bonus consists of 50,000 American Airlines points when you spend $2,500 in the first three months. For instance, the Chase Sapphire Preferred Credit Card, which has a $95 fee, is a Visa Signature card; the Chase Sapphire Reserve Card, with a $550 fee, is a Visa Infinite card. This site does not include all credit card companies or all available credit card offers that are on the market. Your Visa Platinum card offers a credit limit up to $50,000. For rates and fees of the Amex Platinum, click here. For instance, the Chase Sapphire Preferred Credit Card, which has a $95 fee, is a Visa Signature card; the Chase Sapphire Reserve Card, with a $550 fee, is a Visa Infinite card. Score: 4.4/5 ( 20 votes ) The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards point per $1 spent on the card and comes with a 15,000-point credit card sign-up bonus. Management Consulting Company. Platinum Card Concierge was the only one that responded to my request within the week (five days) with all of the information that I had requested in one email. For more information on our advertisers, see here. Most Visa Platinum cards require a credit score in the 600s. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Which is Better Visa Platinum or Visa Infinite? American Express AeroplanPlus Some networks are more widely accepted, some offer better customer service, and others might be the best choice if you have less than stellar credit. 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurant and flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 50,000 point welcome bonus when you spend $4,500 in the first 90 days, 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center, 3x points on all other travel purchases, 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months, 4x on dining at restaurants, US grocery stores (up to $25,000 in purchases annually), 3X on flights booked directly with the airline or with Amex travel, and 1x points on other eligible purchases, 60,000 points if you make $4,000 in purchases during the first three months, 3x points at restaurants, gas stations, air travel and hotels, and supermarkets, 1x points on all other purchases, 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, unlimited 2x miles on every purchase, every day, $99 annual fee, waived for the first 12 months, 50,000 American Airlines points if you spend $2,500 in the first three months, 2X AAdvantage miles on purchases at gas stations, restaurants, and eligible American Airlines purchase, 1X on all other purchases, Up to $100 Global Entry credit every four years and/or $85 TSA Precheck entry credit every 4.5 years, 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases in the first six months, $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, requires a minimum two-night stay, Up to $300 back per calendar year on Equinox+ digital fitness app or eligible Equinox club memberships when you pay with your card, Up to $200 in Uber Cash: $15 per month on rides or UberEats, and a $20 bonus in December (U.S. rides only), Up to $100 in annual statement credits for purchases Saks Fifth Avenue or saks.com when you use your Amex Platinum card, $240 Digital Entertainment Credit ($20 per month) when you pay for select digital memberships, 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurants, including takeout and delivery, 3x points on flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 4x points on dining at restaurants, including takeout and delivery, 4x points at grocery stores in the U.S., for up to $25,000 in purchases each year, 3x points on flights booked directly with the airline or with Amex travel. 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